Seven Layer Dip

Appetizers

1 can refried beans
1/3 cup salsa
1/2 cup tomato; chopped
1/2 cup onion; chopped
1/3 cup jalapeno; sliced
1/3 cup black olives; sliced
8 ounces cheddar cheese; shredded
10 ounces sour cream
1/2 tablespoon chili powder

Put refried beans and salsa in a non-stick frying pan and heat and stir until creamy. Spread bean mixture evenly in the bottom of a non-aluminum serving dish. Top with tomatoes, onions, black olives and Jalapeno peppers in layers. Spread sour cream evenly on top, being careful not to disturb bottom ingredients ( it helps to let sour cream warm to room temperature before using). Top entire dish with cheese and sprinkle with chili powder. Serve with your favorite nacho chips.